News and work comp tips
AM Best rating
AM Best reaffirms SFM’s Financial Strength Rating of A- (Excellent)
Avoiding litigation
Ways to prevent disputes that land claims in court
AI and safety
How technology enhances workplace safety efforts

Keeping workers safe
Our mission:
Inspiring safer workplaces
by protecting workers from harm
and helping the injured recover
by protecting workers from harm
and helping the injured recover
The SFM difference
Top insurer
- 35,000+ policyholders
- 95+% customer retention
Work comp experts
- Experienced, local staff
- Specializing in workers’ comp
Service and strength
- Focused on service & relationships
- AM Best A- (Excellent) rating

From the resource catalog
SFM annual review
It was another successful year for SFM in 2024
New worker fact sheet
Occupational injury risks for new workers
Employer guide
Policyholder guide for managing and preventing injuries