Trust the experts in workers’ compensation insurance

Customer-owned. Safety-focused. Partner you can count on.

News and work comp tips

De-escalation in the Workplace webinar series graphic

AM Best rating

AM Best reaffirms SFM’s Financial Strength Rating of A- (Excellent)

 

Dr. Andrew Wilkins

Avoiding litigation

Ways to prevent disputes that land claims in court

SSH Managing Counsel Aaron Schmidt

AI and safety

How technology enhances workplace safety efforts

Video on how SFM focuses on safety and strives to keep employees safe

Keeping workers safe

Our mission:

Inspiring safer workplaces
by protecting workers from harm
and helping the injured recover

The SFM difference

Top insurer

  • 35,000+ policyholders
  • 95+% customer retention

Work comp experts

  • Experienced, local staff
  • Specializing in workers’ comp

Service and strength

  • Focused on service & relationships
  • AM Best A- (Excellent) rating

From the resource catalog

2024 SFM annual review

SFM annual review

It was another successful year for SFM in 2024 

Occupational injuries for new workers handout

New worker fact sheet

Occupational injury risks for new workers

Workers' compensation employer guide

Employer guide

Policyholder guide for managing and preventing injuries